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The $8,000 first time homebuyer tax credit is now allowed to be used towards your downpayment (subject to lender approval; and provided you qualify for the $8,000 first time homebuyer credit- See Below). Restrictions apply. Please ask if you would like additional information.
Hurry! If you haven't purchased a home yet, the credit currently applies to purchases that close before Dec. 1, 2009. There are other criteria and requirements; Restrictions apply. You can find out if you qualify by contactacting the IRS or your tax preparer. Please ask if you would like additional information.
Community Development Administration (CDA) offers three standard downpayment and closing cost assistance products for any borrower who is eligible for a Maryland Mortgage Program loan. Borrowers can choose to receive a closing cost assistance grant from either the MMP+ 2% or MMP+ 3% programs. Buyers must meet program criteria; Restrictions apply. Please ask if you would like additional information.
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The FHA mortgage requires as little as 3.5% downpayment! The many assistance options allow you to possibley own a home with a little down payment. Guidelines are subject to change, consult an FHA approved lender for restrictions and criteria. Please ask if you would like additional information.
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